Retirement - My Own Advisor

The emotional side of early retirement

Posted on July 8, 2021 by Mark | 50 Comments

The emotional side of early retirement Some say there is a ‘darkside’ to early retirement. Best think twice before retirement. Be careful what you wish for – they say! On and on and on… But maybe some of these warnings…

Overlooked retirement income and planning considerations

Posted on June 21, 2021 by Mark | 39 Comments

Overlooked retirement income and planning considerations I’ve updated this retirement income planning post to reflect some current thoughts. Check it out! I’ve mentioned this a few times on my site: there is a wealth of information about asset accumulation, how…

Can you retire early on a lower income?

Posted on May 20, 2021 by Mark | 28 Comments

Can you retire early on a lower income? It’s not easy, it will likely take more work, but you can retire early on a lower income. Following a few early retirement case studies posted and linked to on my…

Why Saving Too Much for Retirement Can Be a Mistake

Posted on April 21, 2021 by Mark | 63 Comments

Why Saving Too Much for Retirement Can Be a Mistake As one reader recently put it to me: “some people work too long and save too much”. Certainly, saving too much can for retirement can be a mistake. For most of…

How to generate retirement income

Posted on March 15, 2021 by Mark | 79 Comments

How to generate retirement income You could argue beyond the how much do I need to retire question, this need comes up next: how to generate retirement income. Rightly so. I mean, we all want to know how best to…

Spend more or retire earlier in this bulletproof retirement plan

Posted on April 27, 2020 by Mark | 18 Comments

Spend more or retire earlier in this bulletproof retirement plan The following case study was a prepared a few months ago prior to our world getting rocked by the COVID-19 pandemic. Although some of the portfolio values have changed it…

Is there power in postponing retirement?

Posted on March 25, 2020 by Mark | 27 Comments

Is there power in postponing retirement? Over the years of running this blog, I’ve had the good fortune to meet and speak with a number of very bright minds in the personal finance and investing space. One subject that often…

Passive and active investing can exist in retirement harmony

Posted on September 23, 2019 by Mark | 16 Comments

Passive and active investing can exist in retirement harmony Dividends matter. Dividends do not matter. The best way to invest is via low-cost funds that track a reputable index. The list goes on… If was given a nickel every time…

Income Investing and My Retirement Strategy – Your Questions Answered

Posted on September 2, 2019 by Mark | 18 Comments

Income Investing and My Retirement Strategy – Your Questions Answered For many years now, I’ve been a huge fan of dividend investing. Dedicated readers will know I’m on a mission with this strategy – an aggressive one at that –…

10 ways to get retirement ready

Posted on August 27, 2019 by Mark | 44 Comments

10 ways to get retirement ready You’ve worked your entire life. You put some money away; invested, watched that money now and then over time. Yet instead of living it up for everything you’ve worked so hard for you’re counting…