Retirement - My Own Advisor

Income Needs and Wants in Retirement

Posted on January 10, 2023 by Mark | 76 Comments

Income Needs and Wants in Retirement Some time ago on this site I wrote one of the biggest retirement questions is: how much is enough? What might be our income sources, needs and wants be in retirement? The answer to…

How much do you need to retire on $7,000 per month?

Posted on December 20, 2022 by Mark | 40 Comments

How much do you need to retire on $7,000 per month? In previous posts on my site, I highlighted how much you need to save to retire on $5,000 per month AND $6,000 per month. I’ll link to those detailed…

5 Important Factors to Consider in Your Decision to Retire

Posted on December 13, 2022 by Mark | 29 Comments

5 Important Factors to Consider in Your Decision to Retire As I consider some form of semi-retirement in the coming years, I’m learning there a host of factors to consider in the decision to semi-retire or retire. For today’s post,…

Weekend Reading – What does your retirement look like?

Posted on November 19, 2022 by Mark | 30 Comments

Weekend Reading – What does your retirement look like? Hi Folks! Welcome to my new Weekend Reading: what does your retirement look like edition. Thanks again for your readership! This site now has almost 6,000 dedicated email subscribers. That is…

How much do you need to retire on $6,000 per month?

Posted on August 23, 2022 by Mark | 33 Comments

How much do you need to retire on $6,000 per month? In a previous post on my site, I highlighted how much you need to save to retire on $5,000 per month. That’s a decent retirement spend for some, but…

How much do you need to retire on $5,000 per month?

Posted on April 11, 2022 by Mark | 32 Comments

How much do you need to retire on $5,000 per month? In a previous post on my site, we discussed the desire to retire at age 55 with higher inflation. I’ll link to that case study and others later on.…

Can I retire at age 55 with higher inflation?

Posted on March 21, 2022 by Mark | 18 Comments

Can I retire at age 55 with higher inflation? You want to retire at age 55 but inflation is running hotter and higher over time. You had a retirement plan, but that plan might now be derailed due to higher…

How to invest for retirement when time is no longer your friend

Posted on November 15, 2021 by Mark | 37 Comments

How to invest for retirement when time is no longer your friend Save early, save often. Time in the market is your friend. Get started, stay invested. Let’s face it – easy to say, hard to do. How to invest…

The emotional side of early retirement

Posted on July 8, 2021 by Mark | 50 Comments

The emotional side of early retirement Some say there is a ‘darkside’ to early retirement. Best think twice before retirement. Be careful what you wish for – they say! On and on and on… But maybe some of these warnings…

Overlooked retirement income and planning considerations

Posted on June 21, 2021 by Mark | 41 Comments

Overlooked retirement income and planning considerations I’ve updated this overlooked retirement income and planning considerations to reflect some current thoughts. Check it out! I’ve mentioned this a few times on my site: there is a wealth of information about asset…

Can you retire early on a lower income?

Posted on May 20, 2021 by Mark | 30 Comments

Can you retire early on a lower income? It’s not easy, it will likely take more work, but you can retire early on a lower income. Following a few early retirement case studies posted and linked to on my…

Why Saving Too Much for Retirement Can Be a Mistake

Posted on April 21, 2021 by Mark | 63 Comments

Why Saving Too Much for Retirement Can Be a Mistake As one reader recently put it to me: “some people work too long and save too much”. Certainly, saving too much can for retirement can be a mistake. For most of…