Retirement - My Own Advisor

How much do you need to retire on $5,000 per month?

Posted on April 11, 2022 by Mark | 27 Comments

How much do you need to retire on $5,000 per month? In a previous post on my site, we discussed the desire to retire at age 55 with higher inflation. I’ll link to that case study and others later on.…

Can I retire at age 55 with higher inflation?

Posted on March 21, 2022 by Mark | 18 Comments

Can I retire at age 55 with higher inflation? You want to retire at age 55 but inflation is running hotter and higher over time. You had a retirement plan, but that plan might now be derailed due to higher…

How to invest for retirement when time is no longer your friend

Posted on November 15, 2021 by Mark | 37 Comments

How to invest for retirement when time is no longer your friend Save early, save often. Time in the market is your friend. Get started, stay invested. Let’s face it – easy to say, hard to do. How to invest…

The emotional side of early retirement

Posted on July 8, 2021 by Mark | 50 Comments

The emotional side of early retirement Some say there is a ‘darkside’ to early retirement. Best think twice before retirement. Be careful what you wish for – they say! On and on and on… But maybe some of these warnings…

Overlooked retirement income and planning considerations

Posted on June 21, 2021 by Mark | 41 Comments

Overlooked retirement income and planning considerations I’ve updated this overlooked retirement income and planning considerations to reflect some current thoughts. Check it out! I’ve mentioned this a few times on my site: there is a wealth of information about asset…

Can you retire early on a lower income?

Posted on May 20, 2021 by Mark | 30 Comments

Can you retire early on a lower income? It’s not easy, it will likely take more work, but you can retire early on a lower income. Following a few early retirement case studies posted and linked to on my…

Why Saving Too Much for Retirement Can Be a Mistake

Posted on April 21, 2021 by Mark | 63 Comments

Why Saving Too Much for Retirement Can Be a Mistake As one reader recently put it to me: “some people work too long and save too much”. Certainly, saving too much can for retirement can be a mistake. For most of…

How to generate retirement income

Posted on March 15, 2021 by Mark | 79 Comments

How to generate retirement income You could argue beyond the how much do I need to retire question, this need comes up next: how to generate retirement income. Rightly so. I mean, we all want to know how best to…

Spend more or retire earlier in this bulletproof retirement plan

Posted on April 27, 2020 by Mark | 18 Comments

Spend more or retire earlier in this bulletproof retirement plan The following case study was a prepared a few months ago prior to our world getting rocked by the COVID-19 pandemic. Learn how Sam, can spend more or retire earlier…

Is there power in postponing retirement?

Posted on March 25, 2020 by Mark | 27 Comments

Is there power in postponing retirement? Over the years of running this blog, I’ve had the good fortune to meet and speak with a number of very bright minds in the personal finance and investing space. One subject that often…