Retirement - My Own Advisor

Should you own a mortgage in retirement? How you can retire even with debt

Posted on January 3, 2019 by Mark | 36 Comments

Should you own a mortgage in retirement? How you can retire even with debt For a few years now, I’ve been inspired and motivated by early retirement. We continue to be a fair distance away from realizing our financial goals…

This is insane, you don’t need $5 million to retire

Posted on October 25, 2018 by Mark | 35 Comments

This is insane, you don’t need $5 million to retire If we all do, we’re all doomed. Then again, this is Suze Orman. A woman who vacations on a private island and has a private plane to get there. Yep. …

How Americans Can Overcome our Retirement Crisis

Posted on October 8, 2018 by Mark | 8 Comments

How Americans Can Overcome our Retirement Crisis The following is a guest post from Clint Haynes, a Certified Financial Planner® from Kansas City, Missouri. If you still think that your future Social Security check is enough to live off for…

Feeling Financially Trapped

Posted on September 27, 2018 by Mark | 39 Comments

Feeling Financially Trapped Are we there yet? You know, this early retirement thing? Those are questions I’m asking of late… That could be because we’re inching closer every month to realizing one of our huge, rather, monstrous personal finance goals. On the other…

They want to spend $50,000 per year in retirement. Did they save enough?

Posted on September 5, 2018 by Mark | 96 Comments

They want to spend $50,000 per year in retirement. Did they save enough? Michael and Julie want to spend $50,000/year in retirement. The “4% Rule” says they need $1.25 million. But do they really need that much? This comprehensive case…

How do we measure up? Can we hit 10 goals in 10 years for early retirement?

Posted on August 22, 2018 by Mark | 21 Comments

How do we measure up? Can we hit 10 goals in 10 years for early retirement? Passionate fans of this site will know I’m not an early retirement zealot but I am very interested in working part-time on my own…

The sleep easy way to save and invest for retirement

Posted on June 12, 2018 by Mark | 33 Comments

The sleep easy way to save and invest for retirement For a few years now, I’ve been inspired and motivated by early retirement. Or, for any members of the “retirement police” out there at least semi-retirement. The ability to work…

My take on minimizing tax in retirement

Posted on April 30, 2018 by Mark | 47 Comments

My take on minimizing tax in retirement “If you have a tax problem in retirement and that’s the only major problem you have, then with all due respect retirees you have it pretty damn good. There are far worse problems…