Disclaimer & Privacy

Disclaimer

The information posted on this site are the opinion of the author and should never be considered professional financial advice.  While I do my best to ensure the information on this site is accurate, I do not claim all content is. There may be errors on the site from time to time. I am an amateur investor. I write about my Do-It-Yourself (DIY) investing journey.  My Own Advisor is not a financial professional, tax expert, insurance guru or accounting whiz. I’m just learning as best as I can. 

My Own Advisor is not responsible for any investment decisions you make. You should consider consulting a financial professional before making any important investment decisions.

All financial decisions are yours and your responsibility.  

Content

Any transactions or any investment details I publish are not recommendations to buy or sell any securities.  In no event will My Own Advisor be liable for any loss or damage, indirect or direct, arising from any information or content including advertising on this site.

This site operates with the intent to help you save money and invest for the better. Articles on this site are written predominantly be me. From time to time articles do appear from other authors.  I do not post any articles related to gambling, adult-content, or payday money loans.  These things are not in the best interests of investors so you won’t find them here.

Privacy

When visiting My Own Advisor, the IP address used to access this site may be logged or masked along with the dates and times of access by Google Analytics. This IP information is not shared and I won’t share it.

I don’t use it.

This information is used only to analyze site trends within Analytics. 

This page will be updated periodically to reflect changes in disclaimer and/or privacy practices.

Advertising

I allow third-party companies to advertise on my site.

These companies may use non-personally identifiable information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to My Own Advisor just like millions of other websites. These companies typically use a cookie or third party web beacon to collect this information. 

I do not make any claims to accuracy of these ads.

There may be affiliate links and partnerships throughout the blog. I may receive compensation from some articles that are paid for by advertisers. Compensation includes the words “affiliate” or “partnership” in the article.

When I’m not paid for any article, I say so such as “no affiliation” or “no compensation”. 

There is never any obligation or expectation to click on any links. I want you to enjoy the site and the content. 

Mediavine Programmatic Advertising (Ver 1.1)

The Website works with Mediavine to manage third-party interest-based advertising appearing on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website.

First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at All About Cookies.

Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.

The Website collects the following data using a cookie when serving personalized ads:

  • IP Address
  • Operating System type
  • Operating System version
  • Device Type
  • Language of the website
  • Web browser type
  • Email (in hashed form)

Mediavine Partners (companies listed below with whom Mediavine shares data) may also use this data to link to other end user information the partner has independently collected to deliver targeted advertisements. Mediavine Partners may also separately collect data about end users from other sources, such as advertising IDs or pixels, and link that data to data collected from Mediavine publishers in order to provide interest-based advertising across your online experience, including devices, browsers and apps. This data includes usage data, cookie information, device information, information about interactions between users and advertisements and websites, geolocation data, traffic data, and information about a visitor’s referral source to a particular website. Mediavine Partners may also create unique IDs to create audience segments, which are used to provide targeted advertising.

If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit National Advertising Initiative opt out page. You may also visit Digital Advertising Alliance website and Network Advertising Initiative website to learn more information about interest-based advertising. You may download the AppChoices app at Digital Advertising Alliance’s AppChoices app to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.

For specific information about Mediavine Partners, the data each collects and their data collection and privacy policies, please visit Mediavine Partners.

 

In closing, you are welcome to contact me to ask me any questions anytime about how I am compensated for my time, maintaining the blog, posting articles, or other.

Thanks for reading and good luck with your saving and investing journey. I hope this site helps you.

Mark