Welcome to my Deals page – to help you make the most out of your money and save big bucks in the process. 

Get Deals from:

  • BMO
  • 5i Research
  • Questrade
  • LegalWills
  • Borrowell 
  • and more!

See my Disclosure & Privacy page for more details.

Investment Account Deals – Get cash back with BMO!

Unfortunately, my premier partnership with BMO to earn cash back when you invest with them is on pause right now.

That offer will be back soon!

When that offer is back, take advantage of it for sure….

With my personal promo code you can earn cash back AND invest commission-free with more than 80 Exchange Traded Funds (ETFs), via their self-directed BMO InvestorLine accounts based on certain eligibility requirements. BMO offers ETFs from a range of asset classes, geographies, management styles and popular themes from Canada’s largest ETF providers, including BMO, iShares and Vanguard. 

BMO InvestorLine - January 2019


Free portfolio research

As a My Own Advisor reader you get full-access, during your free trial, to all of 5i’s research reports, all the model portfolios, top companies and best ETFs to own.

5i Research


Use $1,000 of ModernAdvisor’s own money to invest!

Try ModernAdvisor 30 days (funded with $1,000 of ModernAdvisor’s money by the way) and get $50,000 managed FREE for a year with my link!

ModernAdvisor - August 2016


When to sell a dividend paying stock?

The guys at know!

For readers that might be interested in learning more, is offering a Premium membership at 30% off backed up by their 30-day 100% money back guarantee. Meaning, if you don’t like what you see for any reason within the first 30 days just cancel. Your wish is their command. 

Get Premium for Stock Screeners June 2020


Invest with Canada’s low-cost leader!


Save 15% off any service

After reading my comprehensive 2,000+ page review of – take advantage of my partnership to earn 15% off any of their services with my personal promo code MOA15.

Canadian Legal Wills


Get a free credit score update

Like chocolate, credit used wisely can be good in small doses. What is a good credit score? How is your credit score determined?

Read on friends about Credit Score 101.


Get 4% cash back on groceries like I do!

I earn 4% cash back on groceries each month, 2% cash back when I use Uber and Lyft around Ottawa, and 1% cash back when I go to Shoppers Drug Mart or want to get takeout on Friday nights!

Doing everyday shopping and spending with this card we earn over $600 each year in cash back!

You should too!

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6 Responses to "Deals"

  1. ETF “plagiarizing” is not such a bad idea after all. If it is lo cost as you show in your articles, one can stick with it. The problem in copying a successful ETF is, you do not rebalance as efficiently as they do because of the economies of scale. They can afford, but I can’t. The commission will eat into my income.

    That said, if one owns stocks and buy other low cost ETFs, a overlap occurs. It is so difficult to not to repeat the same stocks that the ETF guys buy. Your recos above have that inherent defect. I am finding that I have stock repetition in my portfolio.

  2. Thanks Mark, Appreciate the advice. I am looking to do more research on my investments. I have started to make many of the suggestions in your blog with regards to my TFSA (American and international ETFs) and RRSP/LIRA (Canadian stocks and ETFs). I am retired but have not started to withdraw anything but my real goal is building my retirement income stream and ensure it is built with sound and tax efficient investments. I very much enjoy your blog and find it very beneficial.

    1. I hear ya with the income stream Nancy. Even though I’m not retired yet, I would love to have my income stream (i.e., that I blog about every month = $30k per year from non-reg + TFSAs) in place so that when I do decide to semi-retire, the income stream is there waiting for me. That’s the plan.

      I find I own enough CDN stocks now whereby I really need to diversify into the U.S. and I find the easiest and more safety-prone way of doing that is via low-cost ETFs. VYM and HDV are my favourites from the U.S. for some income and growth and they are very tax efficient inside the RRSP in particular.

      All the best and glad you enjoy the site!

  3. There are many vendors for dividend information for a fee such as 5i, Dividend Earner, Sure Dividend, and Morningstar. Do you have any recommendations on the strengths/weaknesses of these vendors.

    1. I have a partnership with 5i. Given they do not own any Canadian stocks themselves – to avoid conflict of interest – I love the unbiased reviews they offer.

      Should you wish to explore it…they have a free no obligation trial.

      I know the blogger Dividend Earner and he does well to provide detailed insights.

      I also know the blogger Sure Dividend as well. His articles are very thorough.

      I recall Morningstar just recently cancelled their free stock research tool? I never used it myself and I didn’t find it that great personally.

      What in particular are you looking for Nancy?


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