What to do with a lump sum of money Sometimes, you get a bit of money over time. In other times or rare times, you might get a lump sum. What should you do with any financial windfall? What should…
The Money Master by Sandy Yong – Review and Giveaway There are some very good reasons to become a money master. Check out The Money Master by Sandy Yong in this review and giveaway. Why become The Money Master –…
What is a Financial Plan and what should it cover? A Financial Plan: your documented plan to meet short-term needs, with confidence you can achieve your long-term objectives, while managing risk. That’s a bit to unpack but that’s my quick…
Weekend Reading – Black Friday deals, saving a bundle of money, avoiding the oil and gas industry and more #moneystuff Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was…
What are you saving money for? Image courtesy of Behavior Gap Easy question to ask. Tough one to answer I think. Carl Richards, of Behavior Gap fame and more, reflects on this question often in this book, other books, and with…
Here’s your annual savings targets by the age We all know by now the longer you wait to save and invest for retirement, the harder it is to catch up. But what should your annual savings targets be by the…
Easy Cashflow Cookbook Recipes for Financial Wealth Simmer your spending, deglaze some debt, noodle your net worth every now and then, and last but not least, toss out toxic ingredients. Acting on dozens of healthy financial recipes could mean your…
Weekend Reading – Why people don’t save money, financial facelift folly and more #moneystuff Welcome to my latest Weekend Reading edition – where I share some of my favourite articles from the week that was across the personal finance and…
Weekend Reading – How to manage income needs and more! Welcome to my latest Weekend Reading edition – where I share some of my favourite articles from the week that was across the personal finance and investing blogosphere. With a…
Weekend Reading – Benefits of working, a $1-trillion Apple, savings goals by age and more #moneystuff Welcome to my latest Weekend Reading edition – where I share some of my favourite articles from the week that was across the personal…
Reader Questions – What are you saving for? Thanks again good readers. I appreciate hearing from you and receiving your saving and investing questions. Like other blogposts where I answer your questions (or at least offer some perspectives back to…
Super saving tips from super savers I recently checked out this advice from some super savers, including some tips from my friend Justin Bouchard from this well-known personal finance site. After reviewing the article I thought – how well do…
This boring money advice never goes out of style I’ve read countless personal finance and investing books and articles. I’m sure I’ll read many more. Most books and articles all say similar things just differently – maybe you don’t need…
Reader Questions – Essential Saving and Investing Advice Thanks good readers, I appreciate hearing from you and receiving your saving and investing questions. I’ll be the first person to acknowledge our saving and investing approach might not be suitable to…
The new savings rate is more than 10% folks I was inspired by this blogpost recently that argued we’ve been thinking about our savings rates all wrong. Cait argued: “What if, instead of telling us how much to save, we…
Smart Saving and Investing Advice: My Story The following is a guest post from a passionate reader of this site, Phil. Read on about Phil’s saving and investing story to financial independence. Who am I? Just a guy that met…
Help! I’m just starting to invest Should you save? Should you invest? If you invest, what should you invest in? Do you need a Registered Retirement Savings Plan (RRSP)? What about the Tax Free Savings Account first? Do you need an…
Creating a common sense investment plan Certified Financial Analyst Ben Carlson may be a relative newcomer to the personal finance blogosphere but Ben has some great, time-tested advice in a short ebook he recently released that’s worth checking out. In…
Super Simple Ways to Save More Cash For today’s post, I’m going to cut right to the chase. I’ve thought about a few super simple everyday things we can do to save more cash. Count how many of these practices…
How I can save you close to $100,000 For today’s post, I thought it would be interesting to crunch some numbers… Your Mortgage Owing $250,000, at 3% interest over a 5-year term, amortized over 25 years, making bi-weekly payments and…