RRSP - My Own Advisor

Watch out for RRSP and RRIF taxation

Posted on July 11, 2023 by Mark | 18 Comments

Watch out for RRSP and RRIF taxation I get lots of reader emails and questions, and the volume of emails and questions that top the list are generally about RRSP and RRIF taxation. Savvy DIY investors already know this but…

Weekend Reading – End the RRIF Withdrawal Schedule Already

Posted on April 15, 2023 by Mark | 37 Comments

Weekend Reading – End the RRIF Withdrawal Schedule Already Hey Folks! Welcome to a new Weekend Reading edition: hopefully the time is near to end the RRIF withdrawal schedule already! Before a take on that, a few recent reads and…

Weekend Reading – The New Tax-Free First Home Savings Account (FHSA)

Posted on March 4, 2023 by Mark | 13 Comments

Weekend Reading – The New Tax-Free First Home Savings Account (FHSA) Hi Everyone, Welcome to a new and important edition, especially those saving for a home, highlighting the new Tax-Free First Home Savings Account (FHSA). More on that theme in…

RRSP facts you must remember this year and beyond!

Posted on February 27, 2023 by Mark | 88 Comments

RRSP facts you must remember this year and beyond! To help you make the most of your Registered Retirement Savings Plan (RRSP) before the RRSP contribution deadline, coming up very soon (!), I thought I would list some of my…

If you spend that RRSP refund then TFSA makes more sense

Posted on February 22, 2023 by Mark | 24 Comments

If you spend that RRSP refund then TFSA makes more sense Every year there are articles discussing the merits of contributing to the Tax Free Savings Account (TFSA) over the Registered Retirement Savings Plan (RRSP) or vice-versa. Today’s post…

2023 Financial Goals

Posted on January 17, 2023 by Mark | 31 Comments

2023 Financial Goals “I think goals should never be easy, they should force you to work, even if they are uncomfortable at the time.” – Michael Phelps. Ya, I’ve used this quote before and it’s a great one! I’m never…

Income Needs and Wants in Retirement

Posted on January 10, 2023 by Mark | 80 Comments

Income Needs and Wants in Retirement Some time ago on this site I wrote one of the biggest retirement questions is: how much is enough? What might be our income sources, needs and wants be in retirement? The answer to…

Weekend Reading – Important numbers for 2023 edition

Posted on December 30, 2022 by Mark | 21 Comments

Weekend Reading – Important numbers for 2023 edition Well hello! I hope you are having a happy and enjoyable holiday season… Welcome to my final Weekend Reading edition for 2022 – a look ahead at your important numbers for 2023…

2022 Financial Goals – December Update

Posted on December 1, 2022 by Mark | 13 Comments

2022 Financial Goals – December Update Welcome to my latest and final update on our 2022 financial goals. Source: The Behavior Gap 2022 Financial Goals For any non-subscribers (yet!) to my site, here is a screenshot from our actual written…

2022 Financial Goals – June Update

Posted on June 20, 2022 by Mark | 15 Comments

2022 Financial Goals – June Update Welcome to my latest update about my 2022 financial goals, this is my update for June. A countdown to semi-retirement if you will… 2022 Financial Goals For any non-subscribers (yet!) to my site, here…