Income - My Own Advisor

Survivorship benefits for CPP and OAS

Posted on November 30, 2020 by Mark | 81 Comments

Survivorship benefits for CPP and OAS Long-time readers of this blog will know I remain many years away from full-on retirement – so I have tons of time to consider when to take our Canada Pension Plan (CPP) benefit and…

Income Investing and My Retirement Strategy – Your Questions Answered

Posted on September 2, 2019 by Mark | 18 Comments

Income Investing and My Retirement Strategy – Your Questions Answered For many years now, I’ve been a huge fan of dividend investing. Dedicated readers will know I’m on a mission with this strategy – an aggressive one at that –…

Investing in taxable accounts

Posted on May 1, 2019 by Mark | 59 Comments

Investing in taxable accounts Should you consider investing in taxable accounts? I think you should, but with some caution. Read on for my take. Hybrid investing 101 Fans of this site will know I take a “hybrid” approach to investing: Approach…

Get U.S. income from British ADRs tax free

Posted on November 26, 2018 by Mark | 24 Comments

Get U.S. income from British ADRs tax free The best things in life are said to be free. The second-best things in life when it comes to investing are tax free. In a recent post on my site, I told…

Why it’s never too soon to run some retirement numbers

Posted on November 20, 2018 by Mark | 52 Comments

Why it’s never too soon to run some retirement numbers Inspired by various articles on this subject in recent months, I believe it’s never too soon to run your retirement numbers. This post will tell you why. Dream early, dream…

Weekend Reading – How to manage income needs, disclosure vs. transparency, save money on flights and more!

Posted on August 17, 2018 by Mark | 24 Comments

Weekend Reading – How to manage income needs, disclosure vs. transparency, save money on flights and more! Welcome to my latest Weekend Reading edition – where I share some of my favourite articles from the week that was across the…

Weekend Reading – Record dividend income, pot stocks and ETFs, $150,000 fines and more #moneystuff

Posted on August 10, 2018 by Mark | 28 Comments

Weekend Reading – Record dividend income, pot stocks and ETFs, $150,000 fines and more #moneystuff Welcome to my latest Weekend Reading edition – where I share some of my favourite articles from the week that was across the personal finance…

Stocks for FUN and PROFIT: Questions and Answers about adventures of an amateur investor

Posted on July 15, 2018 by Mark | 62 Comments

Stocks for FUN and PROFIT: Questions and Answers about adventures of an amateur investor Fans of this site will know for many years now, I’ve reviewed a host of personal finance and investing books. These are just some recent examples:…

Have you considered unbundling your Canadian ETF for income?

Posted on August 28, 2016 by Mark | 38 Comments

Have you considered unbundling your Canadian ETF for income? Index investing using Exchange Traded Funds (ETFs) has become very popular in recent years, and rightly so. There are huge advantages to index investing: Low money management fees Market-like returns Long-term…

Why living off your dividends or distributions works

Posted on June 1, 2015 by Mark | 88 Comments

Why living off your dividends or distributions works There. I said it. Well, I wrote it. I think living off the dividends or distributions your investments spin off is a decent start to retirement planning but certainly not everything. This…