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Why would anyone own bonds now?

Posted on September 12, 2023 by Mark | 77 Comments

Why would anyone own bonds now? “Many investors have been saying for years that rates can only go up from here, rates can only go one direction, rates will eventually go up. Will they?” – My Own Advisor, September 2021.…

Should you have 100% of your portfolio in stocks?

Posted on August 28, 2023 by Mark | 40 Comments

Should you have 100% of your portfolio in stocks? A reader recently asked me the following based on reading a few pages on my site: Mark, does it make sense to have 100% of your portfolio in stocks? If so,…

How your part-time job can support your retirement

Posted on July 25, 2023 by Mark | 8 Comments

How your part-time job can support your retirement You probably know from my site, including the last few years, I love sharing case studies. Part of the reason I enjoy doing so is because of positive reader feedback. Another reason:…

Watch out for RRSP and RRIF taxation

Posted on July 11, 2023 by Mark | 18 Comments

Watch out for RRSP and RRIF taxation I get lots of reader emails and questions, and the volume of emails and questions that top the list are generally about RRSP and RRIF taxation. Savvy DIY investors already know this but…

Why the 4% rule is actually (still) a decent rule of thumb

Posted on May 29, 2023 by Mark | 51 Comments

Why the 4% rule is actually (still) a decent rule of thumb I’m not a huge listener to podcasts but I do enjoy them from time to time… A few years back, I listened to a BiggerPockets Podcast with financial…

The Best All-in-One Exchange Traded Funds

Posted on April 25, 2023 by Mark | 62 Comments

The Best All-in-One Exchange Traded Funds What are some of the Best All-in-One Exchange Traded Funds (ETFs) to own? How can some of these All-in-One ETFs make investing better for you? Read on! My investing approach Passionate readers of this…

Why my goal to live off dividends remains alive and well

Posted on March 27, 2023 by Mark | 162 Comments

Why my goal to live off dividends remains alive and well Some time ago…yours truly wrote a controversial post about the intent to live off dividends and distributions from our portfolio. Well, a great deal of time has passed on that…

I’m single – is it possible to retire at age 55?

Posted on March 21, 2023 by Mark | 10 Comments

I’m single – is it possible to retire at age 55? So much retirement income planning can be geared towards couples or partners. So, a reader wrote to me and asked me: I’m 45 and single – is it possible to…

If you spend that RRSP refund then TFSA makes more sense

Posted on February 22, 2023 by Mark | 24 Comments

If you spend that RRSP refund then TFSA makes more sense Every year there are articles discussing the merits of contributing to the Tax Free Savings Account (TFSA) over the Registered Retirement Savings Plan (RRSP) or vice-versa. Today’s post…

2023 Financial Goals

Posted on January 17, 2023 by Mark | 31 Comments

2023 Financial Goals “I think goals should never be easy, they should force you to work, even if they are uncomfortable at the time.” – Michael Phelps. Ya, I’ve used this quote before and it’s a great one! I’m never…