Bucket approach - My Own Advisor

5 Important Factors to Consider in Your Decision to Retire

Posted on December 13, 2022 by Mark | 29 Comments

5 Important Factors to Consider in Your Decision to Retire As I consider some form of semi-retirement in the coming years, I’m learning there a host of factors to consider in the decision to semi-retire or retire. For today’s post,…

January 2021 Dividend Income Update

Posted on February 15, 2021 by Mark | 39 Comments

January 2021 Dividend Income Update Welcome to my first dividend income update for 2021! For those of you new to these posts on my site, for many years now, every month I discuss our approach to investing using Canadian dividend…

RRSP withdrawal strategies before age 71

Posted on May 30, 2017 by Mark | 86 Comments

RRSP withdrawal strategies before age 71 Some time ago I wrote about generating retirement income. We’re doing some income planning now because we feel the process of planning (and re-planning) is important for our financial well-being. This income planning process…

Our bucket approach to earning income in retirement

Posted on April 3, 2017 by Mark | 49 Comments

Our bucket approach to earning income in retirement Asset accumulation seems easy but what about asset decumulation? The solution might be: you might want to consider a bucket approach to earning income in retirement. One of my favourite books about…

Cash Wedge and Opening the Investment Taps

Posted on November 9, 2014 by Mark | 23 Comments

Cash Wedge and Opening the Investment Taps The way I see it, most retirees will need to withdraw capital from their investment portfolios and take advantage of government programs like the Canada Pension Plan (CPP) and Old Age Security (OAS)…