4% rule - My Own Advisor

The proven path to early retirement ignoring the 4% rule

Posted on December 8, 2019 by Mark | 39 Comments

The proven path to early retirement ignoring the 4% rule Personal finance has “personal” in it for a reason. What I means is: the only proven path to retirement, for you, is the one you create and manage. I firmly…

Does the 4% safe withdraw rate still make any sense?

Posted on November 25, 2019 by Mark | 80 Comments

Does the 4% safe withdraw rate still make any sense? A simple question without any simple answers… Does the 4% safe withdrawal rate still make any sense? To answer this question, I reached out to Certified Financial Planner (CFP®) Steve…

They have $1.2 million and no pensions, can they retire?

Posted on November 18, 2019 by Mark | 65 Comments

They have $1.2 million and no pensions, can they retire? They say a million bucks or so ain’t what it used to be…but I still think that’s a pile of money. Which begs the question: does this couple with $1.2…

Weekend Reading – Afraid of a bear market, 4% rules, embracing slow FI and more #moneystuff

Posted on November 9, 2019 by Mark | 32 Comments

Weekend Reading – Afraid of a bear market, 4% rules, embracing slow FI and more #moneystuff Hey Everyone, Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was across the…