4% rule - My Own Advisor

Why the 4% rule is actually (still) a decent rule of thumb

Posted on May 29, 2023 by Mark | 51 Comments

Why the 4% rule is actually (still) a decent rule of thumb I’m not a huge listener to podcasts but I do enjoy them from time to time… A few years back, I listened to a BiggerPockets Podcast with financial…

Weekend Reading – How much do folks have saved for retirement?

Posted on March 18, 2023 by Mark | 24 Comments

Weekend Reading – How much do folks have saved for retirement? Hey Everyone, Welcome to a new Weekend Reading edition, wondering: how much do folks have saved for retirement? First up, a few reminders: I recently highlighted some key things…

Weekend Reading – Is 1.9% the new 4% safe withdrawal rate?

Posted on October 15, 2022 by Mark | 40 Comments

Weekend Reading – Is 1.9% the new 4% safe withdrawal rate? Hey folks, Welcome to a new Weekend Reading edition, questionning whether just 1.9% is the new 4% safe withdrawal rate. My take on that in a bit! First up,…

Weekend Reading – Rethinking the 4% rule edition

Posted on April 23, 2022 by Mark | 7 Comments

Weekend Reading – Rethinking the 4% rule edition Welcome to a new Weekend Reading post: my rethinking the 4% rule edition. It’s nice to be back publishing these posts (I was off last weekend on vacation). Before this Weekend Reading…

Weekend Reading – Dividend mentors and monthly income

Posted on December 11, 2021 by Mark | 4 Comments

Weekend Reading – Dividend mentors and monthly income Welcome to some new Weekend Reading: about dividend mentors and monthly income. You can check out some other recent Weekend Reading editions below: I shared my Financial Independence update here and I also…

Weekend Reading – Why the 4% rule doesn’t work for FIRE edition

Posted on July 16, 2021 by Mark | 6 Comments

Weekend Reading – Why the 4% rule doesn’t work for FIRE edition Hey Everyone! Welcome to my latest Weekend Reading edition: why the 4% rule doesn’t work for FIRE edition. In case you missed the last edition, you can check…

The emotional side of early retirement

Posted on July 8, 2021 by Mark | 50 Comments

The emotional side of early retirement Some say there is a ‘darkside’ to early retirement. Best think twice before retirement. Be careful what you wish for – they say! On and on and on… But maybe some of these warnings…

Overlooked retirement income and planning considerations

Posted on June 21, 2021 by Mark | 43 Comments

Overlooked retirement income and planning considerations I’ve updated this overlooked retirement income and planning considerations to reflect some current thoughts. Check it out! I’ve mentioned this a few times on my site: there is a wealth of information about asset…

Weekend Reading – Out of control real estate edition

Posted on May 22, 2021 by Mark | 26 Comments

Weekend Reading – Out of control real estate edition Hey Everyone! Welcome to my latest Weekend Reading edition when I share some of my favourite articles from the week that was across the personal finance and investing blogosphere. In case…

Why Saving Too Much for Retirement Can Be a Mistake

Posted on April 21, 2021 by Mark | 63 Comments

Why Saving Too Much for Retirement Can Be a Mistake As one reader recently put it to me: “some people work too long and save too much”. Certainly, saving too much can for retirement can be a mistake. For most of…