4% rule - My Own Advisor

Weekend Reading – How much do folks have saved for retirement?

Posted on March 18, 2023 by Mark | 24 Comments

Weekend Reading – How much do folks have saved for retirement? Hey Everyone, Welcome to a new Weekend Reading edition, wondering: how much do folks have saved for retirement? First up, a few reminders: I recently highlighted some key things…

Weekend Reading – Is 1.9% the new 4% safe withdrawal rate?

Posted on October 15, 2022 by Mark | 40 Comments

Weekend Reading – Is 1.9% the new 4% safe withdrawal rate? Hey folks, Welcome to a new Weekend Reading edition, questionning whether just 1.9% is the new 4% safe withdrawal rate. My take on that in a bit! First up,…

Weekend Reading – Rethinking the 4% rule edition

Posted on April 23, 2022 by Mark | 7 Comments

Weekend Reading – Rethinking the 4% rule edition Welcome to a new Weekend Reading post: my rethinking the 4% rule edition. It’s nice to be back publishing these posts (I was off last weekend on vacation). Before this Weekend Reading…

Weekend Reading – Dividend mentors and monthly income

Posted on December 11, 2021 by Mark | 4 Comments

Weekend Reading – Dividend mentors and monthly income Welcome to some new Weekend Reading: about dividend mentors and monthly income. You can check out some other recent Weekend Reading editions below: I shared my Financial Independence update here and I also…

Weekend Reading – Why the 4% rule doesn’t work for FIRE edition

Posted on July 16, 2021 by Mark | 6 Comments

Weekend Reading – Why the 4% rule doesn’t work for FIRE edition Hey Everyone! Welcome to my latest Weekend Reading edition: why the 4% rule doesn’t work for FIRE edition. In case you missed the last edition, you can check…

The emotional side of early retirement

Posted on July 8, 2021 by Mark | 50 Comments

The emotional side of early retirement Some say there is a ‘darkside’ to early retirement. Best think twice before retirement. Be careful what you wish for – they say! On and on and on… But maybe some of these warnings…

Overlooked retirement income and planning considerations

Posted on June 21, 2021 by Mark | 41 Comments

Overlooked retirement income and planning considerations I’ve updated this overlooked retirement income and planning considerations to reflect some current thoughts. Check it out! I’ve mentioned this a few times on my site: there is a wealth of information about asset…

Weekend Reading – Out of control real estate edition

Posted on May 22, 2021 by Mark | 26 Comments

Weekend Reading – Out of control real estate edition Hey Everyone! Welcome to my latest Weekend Reading edition when I share some of my favourite articles from the week that was across the personal finance and investing blogosphere. In case…

Why Saving Too Much for Retirement Can Be a Mistake

Posted on April 21, 2021 by Mark | 63 Comments

Why Saving Too Much for Retirement Can Be a Mistake As one reader recently put it to me: “some people work too long and save too much”. Certainly, saving too much can for retirement can be a mistake. For most of…

Should you speculate with your retirement portfolio?

Posted on January 25, 2021 by Mark | 32 Comments

Should you speculate with your retirement portfolio? Should you speculate with your retirement portfolio? “…if you really can’t refrain from buying individual stocks, then set aside 10 percent of your investment portfolio for stock picking while keeping the remaining 90…