4% Rule - My Own Advisor

Weekend Reading – Rethinking the 4% rule edition

Posted on April 23, 2022 by Mark | 7 Comments

Weekend Reading – Rethinking the 4% rule edition Welcome to a new Weekend Reading post: my rethinking the 4% rule edition. It’s nice to be back publishing these posts (I was off last weekend on vacation). Before this Weekend Reading…

Why the 4% rule is actually (still) a decent rule of thumb

Posted on June 2, 2020 by Mark | 37 Comments

Why the 4% rule is actually (still) a decent rule of thumb I’m not a huge listener to podcasts but I do enjoy them from time to time… Recently, I found the BiggerPockets Money Podcast with financial independence enthusiast, financial…

The proven path to early retirement ignoring the 4% rule

Posted on December 8, 2019 by Mark | 47 Comments

The proven path to early retirement ignoring the 4% rule Personal finance has “personal” in it for a reason. What I means is: the only proven path to retirement, for you, is the one you create and manage. I firmly…

Does the 4% safe withdraw rate still make any sense?

Posted on November 25, 2019 by Mark | 82 Comments

Does the 4% safe withdraw rate still make any sense? A simple question without any simple answers… Does the 4% safe withdrawal rate still make any sense? To answer this question, I reached out to Certified Financial Planner (CFP®) Steve…