Pensions - My Own Advisor

Should I take the commuted value of my pension?

Posted on September 28, 2020 by Mark | 34 Comments

Should I take the commuted value of my pension? Breaking up is hard to do. Or is it – when it comes to your employer? Whether that is voluntary leave or involuntary leave, at some point, some people are faced…

Weekend Reading – Juicy dividend stocks, commuted pensions, bad news for actively managed money, and more #moneystuff

Posted on July 27, 2019 by Mark | 8 Comments

Weekend Reading – Juicy dividend stocks, commuted pensions, bad news for actively managed money, and more #moneystuff Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was across the personal…

Weekend Reading – The downsides of early retirement, pension plans, S&P 500 performance and more #moneystuff

Posted on August 31, 2018 by Mark | 9 Comments

Weekend Reading – The downsides of early retirement, pension plans, S&P 500 performance and more #moneystuff Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was across the personal finance…

Should I draw down my RRSP before taking my pension?

Posted on November 14, 2017 by Mark | 39 Comments

Should I draw down my RRSP before taking my pension? From time to time on this site I write about having “enough money” for us to retire on, or at least, to semi-retire on in the decades to come. Determining…

Got a defined benefit pension plan? Consider yourself lucky then consider it a big bond

Posted on December 3, 2012 by Mark | 18 Comments

Got a defined benefit pension plan? Consider yourself lucky then consider it a big bond You’ve probably heard that risk and reward go hand-in-hand. Take on more investment risk and you might be rewarded with higher investment returns. The potential…