Pensions - My Own Advisor

Income Needs and Wants in Retirement

Posted on January 10, 2023 by Mark | 80 Comments

Income Needs and Wants in Retirement Some time ago on this site I wrote one of the biggest retirement questions is: how much is enough? What might be our income sources, needs and wants be in retirement? The answer to…

How to generate retirement income

Posted on March 15, 2021 by Mark | 79 Comments

How to generate retirement income You could argue beyond the how much do I need to retire question, this need comes up next: how to generate retirement income. Rightly so. I mean, we all want to know how best to…

Should I take the commuted value of my pension?

Posted on September 28, 2020 by Mark | 39 Comments

Should I take the commuted value of my pension? Breaking up is hard to do. Or is it – when it comes to your employer? Whether that is voluntary leave or involuntary leave, at some point, some people are faced…

Weekend Reading – Juicy dividend stocks, commuted pensions, bad news for actively managed money, and more #moneystuff

Posted on July 27, 2019 by Mark | 8 Comments

Weekend Reading – Juicy dividend stocks, commuted pensions, bad news for actively managed money, and more #moneystuff Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was across the personal…

Weekend Reading – The downsides of early retirement, pension plans, S&P 500 performance and more #moneystuff

Posted on August 31, 2018 by Mark | 9 Comments

Weekend Reading – The downsides of early retirement, pension plans, S&P 500 performance and more #moneystuff Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was across the personal finance…

Should I draw down my RRSP before taking my pension?

Posted on November 14, 2017 by Mark | 43 Comments

Should I draw down my RRSP before taking my pension? To say the least, asset decumulation can be complex for many. Questions arise like: Should I draw down my RRSP before taking my pension? When should I start drawing on…

Got a defined benefit pension plan? Consider yourself lucky then consider it a big bond

Posted on December 3, 2012 by Mark | 18 Comments

Got a defined benefit pension plan? Consider yourself lucky then consider it a big bond You’ve probably heard that risk and reward go hand-in-hand. Take on more investment risk and you might be rewarded with higher investment returns. The potential…