10 ways to get retirement ready

10 ways to get retirement ready You’ve worked your entire life.  You put some money away; invested, watched that money now and then over time. Yet instead of living it up for everything you’ve worked so hard for you’re counting…
The Real Reasons Why You Are in Debt

The Real Reasons Why You Are in Debt The following is a guest post by blogger, economist and fan of this site Kostas Chiotis. Debt can feel like a never-ending, downward spiral. The fact that you’re in debt makes it…
3 Golden Rules to Rid Yourself of Debt

3 Golden Rules to Rid Yourself of Debt Let’s face it, debt sucks. The idea of owing money to others, a financial obligation, doesn’t sit well with me.  I suspect if you’re reading this blogpost debt doesn’t sit well with…
My struggle with GDSR and TDSR

My struggle with GDSR and TDSR I’ve heard these terms thrown around by a few financial institutions from time to time.  Here is a quick look and my quick take on them:  Gross Debt Service Ratio (GDSR) – % income…