The Real Reasons Why You Are in Debt

The Real Reasons Why You Are in Debt The following is a guest post by blogger, economist and fan of this site Kostas Chiotis. Debt can feel like a never-ending, downward spiral. The fact that you’re in debt makes it…
3 Golden Rules to Rid Yourself of Debt

3 Golden Rules to Rid Yourself of Debt Let’s face it, debt sucks. The idea of owing money to others, a financial obligation, doesn’t sit well with me.  I suspect if you’re reading this blogpost debt doesn’t sit well with…
My struggle with GDSR and TDSR

My struggle with GDSR and TDSR I’ve heard these terms thrown around by a few financial institutions from time to time.  Here is a quick look and my quick take on them:  Gross Debt Service Ratio (GDSR) – % income…

What would you do with $1,000? Plain and simple question:  What would you do with $1,000? This $1,000 is lying on the street, figuratively.  It is totally found money.  You found it, you picked it up and you put it…

The more I write about personal finance, investing and my financial independence journey, the more aware I become of this: I hate debt. In short, here’s how I feel about debt: 1. It is for the most part, “normal”.  It may…