Withdrawal Strategies - My Own Advisor

How to draw down a portfolio using Variable Percentage Withdrawal (VPW)

Posted on May 13, 2019 by Mark | 59 Comments

How to draw down a portfolio using Variable Percentage Withdrawal (VPW) Asset accumulation is easy. Sort of. Put money into lower-cost, diversified, equity solutions (stocks or funds). Keep contributing regularly to such solutions for 30+ years. Retire with some money…

Retirement worries? Not here. Find out why.

Posted on January 26, 2016 by Mark | 50 Comments

For a few years now, I’ve been inspired and motivated by early retirement. We’re far from realizing that but I’d like to think we’re getting there, slowly. Using this site to chronicle our financial freedom journey I’ve been fortunate to…

Lacking consensus on retirement withdrawal strategies

Posted on July 28, 2015 by Mark | 123 Comments

If you think you’re confused about how best to accumulate assets for your financial future you haven’t seen anything yet. This is my takeaway from reading a recent Globe and Mail article about “decumulating” wealth. Academic research seems to show…