Sequence of returns risk - My Own Advisor

How much do you need to retire on $7,000 per month?

Posted on December 20, 2022 by Mark | 40 Comments

How much do you need to retire on $7,000 per month? In previous posts on my site, I highlighted how much you need to save to retire on $5,000 per month AND $6,000 per month. I’ll link to those detailed…

5 Important Factors to Consider in Your Decision to Retire

Posted on December 13, 2022 by Mark | 29 Comments

5 Important Factors to Consider in Your Decision to Retire As I consider some form of semi-retirement in the coming years, I’m learning there a host of factors to consider in the decision to semi-retire or retire. For today’s post,…

The Cash Wedge – Managing market volatility

Posted on September 27, 2021 by Mark | 35 Comments

If you want to withdraw income from your portfolio, how much do you take out and when? With the stock market up or down at any given time, how can you predict how the market will perform and how much…

Weekend Reading – Focus on cashflow edition

Posted on August 28, 2021 by Mark | 13 Comments

Weekend Reading – Focus on cashflow edition Hey Friends, Welcome to my latest Weekend Reading edition. You can read my previous editions below: The climate crisis edition. More recently, the fighting inflation edition including how I intend to fight inflation…

Should you speculate with your retirement portfolio?

Posted on January 25, 2021 by Mark | 32 Comments

Should you speculate with your retirement portfolio? Should you speculate with your retirement portfolio? “…if you really can’t refrain from buying individual stocks, then set aside 10 percent of your investment portfolio for stock picking while keeping the remaining 90…

Cash Wedge and Opening the Investment Taps

Posted on November 9, 2014 by Mark | 23 Comments

Cash Wedge and Opening the Investment Taps The way I see it, most retirees will need to withdraw capital from their investment portfolios and take advantage of government programs like the Canada Pension Plan (CPP) and Old Age Security (OAS)…