Why Do We Save?

Why Do We Save? Great question. Why do we save? Why do you save? I suspect many of us know our own respective answers that are at the heart of personal finance planning 101.  What is a Financial Plan and…
How to generate retirement income

How to generate retirement income You could argue beyond the how much do I need to retire question, this need comes up next: how to generate retirement income. Rightly so.  I mean, we all want to know how best to…
Generating Retirement Income

Generating Retirement Income Crappy bond yields are putting a dent in your retirement plan. Global economic growth is slowing and might slow down even more. Healthcare is becoming more expensive. How are you going to generate retirement income? Today’s post…
Cash Wedge and Opening the Investment Taps

Cash Wedge and Opening the Investment Taps The way I see it, most retirees will need to withdraw capital from their investment portfolios and take advantage of government programs like the Canada Pension Plan (CPP) and Old Age Security (OAS)…