My Best Financial Tip
My Best Financial Tip The best financial tip I received was given to me by my father – pay yourself first, son. No, my father is not David Chilton. He is a retired nurse administrator now in his early 60’s…
Tags: Saving
How I Save Money on Auto Insurance
How I Save Money on Auto Insurance Similar to the work I do every year when I make my annual phone call to the customer retention department at my favourite telecommunications company, I also review my auto insurance policy every…
Book Giveaway: The Beginner’s Guide to Saving and Investing for Canadians
The Beginner’s Guide to Saving and Investing for Canadians What happens when some of Canada’s best bloggers on personal finance, investing and insurance get together? You get a book – a great one – especially for beginners seeking to take…
How Buying Groceries in Bulk & Eating Healthy Can Save You Money
How Buying Groceries in Bulk & Eating Healthy Can Save You Money It is estimated that the average Canadian family of two to three individuals spends almost $600 per month on groceries. If your own family is larger, your grocery…
Age 50 is too late to start saving for retirement
Age 50 is too late to start saving for retirement We’ve all heard the same song for some time now. Canadian debt loads are too high. Canadian savings rates are dropping. Canadians expect to work past age 66, not because they…
Pay yourself first means bill payments to Us Inc.
Pay yourself first means bill payments to Us Inc. Pretty much anyone who has read anything about personal finance has heard the mantra: pay yourself first. David Chilton popularized this mantra with The Wealthy Barber and reinvigorated it again in The…
What would you do with $1,000?
What would you do with $1,000? Plain and simple question: What would you do with $1,000? This $1,000 is lying on the street, figuratively. It is totally found money. You found it, you picked it up and you put it…
My simple saving and investing rules of thumb
To quote the late, great Dr. W. Edwards Deming, arguably the world’s most famous quality management consultant, “If you can’t describe what you are doing as a process, you don’t know what you are doing.” What a great quote, because there is so much…
Our super simple automatic savings plan
One of the great joys (yup, joys) I get from personal finance is watching our savings account grow. Many, many years ago, on paydays, when I found out we had some extra cash in our account, I tended to follow…