Asset allocation in retirement

Asset allocation in retirement If you think you’re confused about how best to de-accumulate assets to cover retirement expenses, you’re not alone.  I’ve read countless articles about how to preserve capital while creating some sort of income stream to cover…
Cash Wedge and Opening the Investment Taps

Cash Wedge and Opening the Investment Taps The way I see it, most retirees will need to withdraw capital from their investment portfolios and take advantage of government programs like the Canada Pension Plan (CPP) and Old Age Security (OAS)…
Mandatory Withdrawals – RRIF 101

Mandatory Withdrawals – RRIF 101 Mandatory account withdrawals – sounds fierce but that’s what a Registered Retirement Income Fund (RRIF) is partly about.  This is my favourite definition for a RRIF:  it’s like a Registered Retirement Savings Plan (RRSP) in…