Retirement - My Own Advisor

Financially independent at 32. How he did it. Part 2 of 2

Posted on September 14, 2017 by Mark | 49 Comments

Financially independent at 32. How he did it. Part 2 of 2 For years I’ve considered investing a “get wealthy eventually” strategy – at least for us it is. Some people get there sooner than most. So when I hear…

Retired at 32. How he did it and the lessons learned – Part 1 of 2

Posted on September 11, 2017 by Mark | 105 Comments

Retired at 32. How he did it and the lessons learned – Part 1 of 2 For years I’ve considered investing a “get wealthy eventually” strategy. Sure, you can get lucky on a hot stock but it’s just that –…

Our bucket approach to earning income in retirement

Posted on April 3, 2017 by Mark | 49 Comments

Our bucket approach to earning income in retirement Asset accumulation seems easy but what about asset decumulation? The solution might be: you might want to consider a bucket approach to earning income in retirement. One of my favourite books about…

Can you have too much money in your RRSP?

Posted on March 26, 2017 by Mark | 68 Comments

Can you have too much money in your RRSP? Earlier this year the Registered Retirement Savings Plan (RRSP) celebrated yet another birthday. This means for decades Canadians have had a great opportunity to defer taxes and growth their retirement nest egg…

Have you considered unbundling your Canadian ETF for income?

Posted on August 28, 2016 by Mark | 38 Comments

Have you considered unbundling your Canadian ETF for income? Index investing using Exchange Traded Funds (ETFs) has become very popular in recent years, and rightly so. There are huge advantages to index investing: Low money management fees Market-like returns Long-term…

Financial Freedom Target: Age 50

Posted on August 9, 2016 by Mark | 21 Comments

Financial Freedom Target: Age 50 I don’t believe I’ve ever shared an age-related date in a post on my site about our financial journey – until now. Today’s post highlights some of our lofty financial milestones: financial freedom target age…

Can you Beat the Index? Yes, and Ross Grant proves it.

Posted on May 24, 2016 by Mark | 63 Comments

Can you Beat the Index? Yes, and Ross Grant proves it. Could you actually Beat the Index? Yes, and Ross Grant did. You can too! Ross Grant is an engineer by trade and like most engineers he likes figuring things out.…

Passive Investing Success – The Evidence is Here

Posted on April 24, 2016 by Mark | 64 Comments

For a few years now I’ve been inspired by early retirement. It’s something we’re working towards and getting closer to every month. Through running this blog, I’ve been fortunate to meet a number of fine folks who are willing to…

Say what? Stocks in retirement are risky?

Posted on April 6, 2016 by Mark | 38 Comments

Say what? Stocks in retirement are risky? Recently I read an article in The Globe and Mail suggesting relying on stocks for retirement income is a risky strategy. Say what? Prem Watsa, the CEO of insurance and investment giant Fairfax…

Retirement case study – can they do it in 10 years?

Posted on March 30, 2016 by Mark | 21 Comments

I recently read a profile in The Globe about a couple wondering if they could retire in another 10 years. I’ll offer my take on their plans and a comparison to our own. The Bio: David, 52, and Ruth, 50.…