Income Needs and Wants in Retirement

Income Needs and Wants in Retirement Some time ago on this site I wrote one of the biggest retirement questions is: how much is enough? What might be our income sources, needs and wants in retirement? The answer to such…
Cash Wedge and Opening the Investment Taps

Cash Wedge and Opening the Investment Taps The way I see it, most retirees will need to withdraw capital from their investment portfolios and take advantage of government programs like the Canada Pension Plan (CPP) and Old Age Security (OAS)…
Mandatory Withdrawals – RRIF 101

Mandatory Withdrawals – RRIF 101 Mandatory account withdrawals – sounds fierce but that’s what a Registered Retirement Income Fund (RRIF) is partly about.  This is my favourite definition for a RRIF:  it’s like a Registered Retirement Savings Plan (RRSP) in…

  One of the biggest retirement questions and potentially one of the most frequently asked retirement questions is “How much is enough”?  The answer to this question is of course “it depends” but at least there is a new edition…