Retirement - My Own Advisor

How much is enough for retirement?

Posted on April 22, 2018 by Mark | 20 Comments

How much is enough for retirement? We’re all told to save, invest and stay invested for the long-term. Sound advice for sure in our asset accumulation years. But most of us will want to spend what we’ve worked so hard…

Six big retirement mistakes – what I’m doing about them

Posted on February 13, 2018 by Mark | 37 Comments

Six big retirement mistakes – what I’m doing about them Jason Heath, a respected fee-only financial planner, outlined a number of mistakes investors make when it comes to retirement planning and/or investing during retirement. I thought I’d outline what I’m…

Financially independent at 32. How he did it. Part 2 of 2

Posted on September 14, 2017 by Mark | 49 Comments

Financially independent at 32. How he did it. Part 2 of 2 For years I’ve considered investing a “get wealthy eventually” strategy – at least for us it is. Some people get there sooner than most. So when I hear…

Retired at 32. How he did it and the lessons learned – Part 1 of 2

Posted on September 11, 2017 by Mark | 105 Comments

Retired at 32. How he did it and the lessons learned – Part 1 of 2 For years I’ve considered investing a “get wealthy eventually” strategy. Sure, you can get lucky on a hot stock but it’s just that –…

Our bucket approach to earning income in retirement

Posted on April 3, 2017 by Mark | 49 Comments

Our bucket approach to earning income in retirement Asset accumulation seems easy but what about asset decumulation? The solution might be: you might want to consider a bucket approach to earning income in retirement. One of my favourite books about…

Can you have too much money in your RRSP?

Posted on March 26, 2017 by Mark | 68 Comments

Can you have too much money in your RRSP? Earlier this year the Registered Retirement Savings Plan (RRSP) celebrated yet another birthday. This means for decades Canadians have had a great opportunity to defer taxes and growth their retirement nest egg…

Have you considered unbundling your Canadian ETF for income?

Posted on August 28, 2016 by Mark | 38 Comments

Have you considered unbundling your Canadian ETF for income? Index investing using Exchange Traded Funds (ETFs) has become very popular in recent years, and rightly so. There are huge advantages to index investing: Low money management fees Market-like returns Long-term…