Retirement - My Own Advisor

Preserving Wealth – Book Review and Giveaway

Posted on August 23, 2021 by Mark | 101 Comments

Preserving Wealth – Book Review and Giveaway Contrary to what the financial industry advertisements tell you, saving for retirement is only one challenge for investors. Unfortunately, preserving wealth and sustaining it gets very little attention. So, I believe, most of…

Overlooked retirement income and planning considerations

Posted on June 21, 2021 by Mark | 41 Comments

Overlooked retirement income and planning considerations I’ve updated this overlooked retirement income and planning considerations to reflect some current thoughts. Check it out! I’ve mentioned this a few times on my site: there is a wealth of information about asset…

Can you retire early on a lower income?

Posted on May 20, 2021 by Mark | 30 Comments

Can you retire early on a lower income? It’s not easy, it will likely take more work, but you can retire early on a lower income. Following a few early retirement case studies posted and linked to on my…

Healthcare Insurance Benefits for Retirees in Canada

Posted on May 17, 2021 by Mark | 48 Comments

Healthcare Insurance Benefits for Retirees in Canada Great healthcare coverage is a gift worth paying for. This makes healthcare insurance benefits for retirees in Canada critical as part of your financial plan. While in the workforce, workplace healthcare coverage is…

Why Saving Too Much for Retirement Can Be a Mistake

Posted on April 21, 2021 by Mark | 63 Comments

Why Saving Too Much for Retirement Can Be a Mistake As one reader recently put it to me: “some people work too long and save too much”. Certainly, saving too much can for retirement can be a mistake. For most of…

How to generate retirement income

Posted on March 15, 2021 by Mark | 79 Comments

How to generate retirement income You could argue beyond the how much do I need to retire question, this need comes up next: how to generate retirement income. Rightly so. I mean, we all want to know how best to…

Weekend Reading – Bumble billionaires, best brokerages, RRSP vs. TFSA debates, retirement and more!

Posted on February 12, 2021 by Mark | 33 Comments

Weekend Reading – Bumble billionaires, best brokerages, RRSP vs. TFSA debates, retirement and more! Hey Folks! Welcome to my latest Weekend Reading edition, highlighting some of my favourite articles from the week that was across the personal finance and investing…

What is a Financial Plan and what should it cover?

Posted on December 9, 2020 by Mark | 20 Comments

What is a Financial Plan and what should it cover? A Financial Plan: your documented plan to meet short-term needs, with confidence you can achieve your long-term objectives, while managing risk. That’s a bit to unpack but that’s my quick…

Survivorship benefits for CPP and OAS

Posted on November 30, 2020 by Mark | 81 Comments

Survivorship benefits for CPP and OAS Long-time readers of this blog will know I remain many years away from full-on retirement – so I have tons of time to consider when to take our Canada Pension Plan (CPP) benefit and…

Weekend Reading – Wide moat stocks, income portfolios, passive income updates, Victory Lap retirement and more #moneystuff

Posted on October 10, 2020 by Mark | 4 Comments

Weekend Reading – Wide moat stocks, income portfolios, passive income updates, Victory Lap retirement and more #moneystuff Hey Folks! Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was across…