CPP - My Own Advisor

How much do you need to spend $100,000 per year in retirement?

Posted on April 17, 2026 by Mark | 37 Comments

How much do you need to spend $100,000 per year in retirement? They say a million dollars ain’t what it used to be. Which is entirely true if you want to spend $100,000 per year in retirement. Today’s post unpacks…

You are too young to retire

Posted on May 3, 2025 by Mark | 43 Comments

You are too young to retire Hey folks, Welcome to a new post for your Weekend Reading – this one about being too young to retire. Before that, some Weekend Reading last weekend on the subject of fixed income, why…

Six big retirement mistakes – what I’m doing about them

Posted on July 15, 2024 by Mark | 53 Comments

Six big retirement mistakes – what I’m doing about them A few years ago, Jason Heath, a respected fee-only financial planner, outlined a number of mistakes investors make when it comes to retirement planning and/or investing during retirement. I’ve captured…

Weekend Reading – Things to be thankful for

Posted on December 23, 2023 by Mark | 3 Comments

Weekend Reading – Things to be thankful for Hi Folks! Welcome to one of my final Weekend Reading editions of 2023….about things to be thankful for. Happy Holidays! A few reminders before those words of gratitude… Last weekend, I shared…

What is a LIRA and how should you invest in it?

Posted on July 31, 2023 by Mark | 84 Comments

What is a LIRA and how should you invest in it? Got a Locked-In Retirement Account (LIRA)? On the cusp on getting a Locked-In Retirement Account thanks to your recent workplace changes? What the heck is a LIRA and why…

Income Needs and Wants in Retirement

Posted on January 10, 2023 by Mark | 80 Comments

Income Needs and Wants in Retirement Some time ago on this site I wrote one of the biggest retirement questions is: how much is enough? What might be our income sources, needs and wants be in retirement? The answer to…

Weekend Reading – Important numbers for 2023 edition

Posted on December 30, 2022 by Mark | 21 Comments

Weekend Reading – Important numbers for 2023 edition Well hello! I hope you are having a happy and enjoyable holiday season… Welcome to my final Weekend Reading edition for 2022 – a look ahead at your important numbers for 2023…

Top Free Retirement Calculators

Posted on April 25, 2022 by Mark | 30 Comments

Top Free Retirement Calculators Asset accumulation, generally speaking, is straightforward: Save money. Invest your money in mostly equities/stocks. Keep your fees low. Stay invested. Repeat 1, 2, 3 and 4. Wake up wealthy over time. I mean, it’s almost…that simple.…

Weekend Reading – Financial Independence Update edition

Posted on December 4, 2021 by Mark | 20 Comments

Weekend Reading – Financial Independence Update edition Welcome to some new Weekend Reading: financial independence update edition. You can check out some other recent Weekend Reading editions below: The habits of successful investors can be found here. Is paying off…

Weekend Reading – Portfolio drawdown options

Posted on September 11, 2021 by Mark | 27 Comments

Weekend Reading – Portfolio drawdown options Hey Friends, Welcome to my latest, updated, Weekend Reading edition about portfolio drawdown options. I started talking about this order a long time ago in fact, related to our approach on core and explore…

Can you retire early on a lower income?

Posted on May 20, 2021 by Mark | 30 Comments

Can you retire early on a lower income? It’s not easy, it will likely take more work, but you can retire early on a lower income. Following a few early retirement case studies posted and linked to on my…

Financial Independence for Newcomers to Canada

Posted on May 11, 2021 by Mark | 52 Comments

Financial Independence for Newcomers to Canada The leap of faith it takes, to take financial matters into your own hands can be huge for some people. I know. I’ve been there. The leap of faith it takes to move you…

Tax tips every Canadian should know

Posted on March 21, 2021 by Mark | 33 Comments

Tax tips every Canadian should know This is an updated post with tons of great, new content – enjoy these tax tips every Canadian should know about! Welcome to tax season folks! This season is not nearly as exciting as any normal…

How to generate retirement income

Posted on March 15, 2021 by Mark | 79 Comments

How to generate retirement income You could argue beyond the how much do I need to retire question, this need comes up next: how to generate retirement income. Rightly so. I mean, we all want to know how best to…

Weekend Reading – Building wealth and getting semi-retirement ready, financial facelifts gone wild, and more #moneystuff

Posted on December 5, 2020 by Mark | 32 Comments

Weekend Reading – Building wealth and getting semi-retirement ready, financial facelifts gone wild, and more #moneystuff Hey Readers! Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was across the…