4% rule - My Own Advisor

Does the 4% safe withdraw rate still make any sense?

Posted on November 25, 2019 by Mark | 82 Comments

Does the 4% safe withdraw rate still make any sense? A simple question without any simple answers… Does the 4% safe withdrawal rate still make any sense? To answer this question, I reached out to Certified Financial Planner (CFP®) Steve…

They have $1.2 million and no pensions, can they retire?

Posted on November 18, 2019 by Mark | 73 Comments

They have $1.2 million and no pensions, can they retire? They say a million bucks or so ain’t what it used to be…but I still think that’s a pile of money. This couple has $1.2 million and no pensions at…

Weekend Reading – Afraid of a bear market, 4% rules, embracing slow FI and more #moneystuff

Posted on November 9, 2019 by Mark | 32 Comments

Weekend Reading – Afraid of a bear market, 4% rules, embracing slow FI and more #moneystuff Hey Everyone, Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was across the…

Lacking consensus on retirement withdrawal strategies

Posted on July 28, 2015 by Mark | 123 Comments

Lacking consensus on retirement withdrawal strategies If you think you’re confused about how best to accumulate assets for your financial future you haven’t seen anything yet. What might be some good retirement withdrawal strategies? How different is asset accumulation vs.…