My struggle with GDSR and TDSR

My struggle with GDSR and TDSR I’ve heard these terms thrown around by a few financial institutions from time to time.  Here is a quick look and my quick take on them:  Gross Debt Service Ratio (GDSR) – % income…

Why we want a $10,000 emergency fund A $10,000 emergency fund.  Seems like a pile of money doesn’t it? Some time ago, Mike Holman wrote an article for Moneyville in the Toronto Star and his emergency fund needs are even larger,…

March 2012 Dividend Income Update As an investor I should never lose sight of the risks direct stock ownership can mean.   Apple was a dud years ago and now look at this company, their “i” products are everywhere.  Nortel, well, you…

Each time I write one of these posts, I reflect upon the positive power that time and sticking with a plan can provide investors. This month, marks my fourth full year as a dividend investor.  My first dividend-paying stock purchase…