RRSP withdrawal strategies before age 71

RRSP withdrawal strategies before age 71 Some time ago I wrote about generating retirement income.  We’re doing some income planning now because we feel the process of planning (and re-planning) is important for our financial well-being. This income planning process…
Three ways to make your money last

Three ways to make your money last Bond yields are crappy. Future equity returns are forecasted to be lower than the past – maybe 3% or 4% real return. We’re collectively living longer on average (that’s good). When it comes…
Victory Lap Retirement – Review and Giveaway

At the Canadian Personal Finance Conference I attended last year, there was a great deal of money talk, presentations and discussions about retirement, early-retirement, and what you’re really working towards.  Many of the discussions circled back to not retiring in…
Generating Retirement Income

Generating Retirement Income Crappy bond yields are putting a dent in your retirement plan. Global economic growth is slowing and might slow down even more. Healthcare is becoming more expensive. How are you going to generate retirement income? At least…
Asset allocation in retirement

Asset allocation in retirement If you think you’re confused about how best to de-accumulate assets to cover retirement expenses, you’re not alone.  I’ve read countless articles about how to preserve capital while creating some sort of income stream to cover…