Pensions - My Own Advisor

Survivorship benefits for CPP and OAS

Posted on November 30, 2020 by Mark | 81 Comments

Survivorship benefits for CPP and OAS Long-time readers of this blog will know I remain many years away from full-on retirement – so I have tons of time to consider when to take our Canada Pension Plan (CPP) benefit and…

Should I take the commuted value of my pension?

Posted on September 28, 2020 by Mark | 39 Comments

Should I take the commuted value of my pension? Breaking up is hard to do. Or is it – when it comes to your employer? Whether that is voluntary leave or involuntary leave, at some point, some people are faced…

Pensions 101 – The Basics of Defined Benefit and Defined Contribution Pension Plans

Posted on September 29, 2014 by Mark | 20 Comments

Pensions 101 – The Basics of Defined Benefit and Defined Contribution Pension Plans The following article is a guest post by Sean Cooper who blogs about personal finance at Sean Cooper Writer. Are you confused by your workplace pension plan?…

Be boring, follow the Canada Pension Plan

Posted on March 2, 2014 by Mark | 10 Comments

Recently I read about our Canada Pension Plan (CPP) reaching $200-billion mark in assets for the first time. As one of the 10-largest retirement funds in the world, it’s a financial behemoth. Here’s how our money is invested by region:…

Got a defined benefit pension plan? Consider yourself lucky then consider it a big bond

Posted on December 3, 2012 by Mark | 18 Comments

Got a defined benefit pension plan? Consider yourself lucky then consider it a big bond You’ve probably heard that risk and reward go hand-in-hand. Take on more investment risk and you might be rewarded with higher investment returns. The potential…