Insurance - My Own Advisor

Healthcare Insurance Benefits for Retirees in Canada

Posted on May 17, 2021 by Mark | 48 Comments

Healthcare Insurance Benefits for Retirees in Canada Great healthcare coverage is a gift worth paying for. This makes healthcare insurance benefits for retirees in Canada critical as part of your financial plan. While in the workforce, workplace healthcare coverage is…

My term life versus whole life insurance decision

Posted on February 8, 2021 by Mark | 32 Comments

My term life versus whole life insurance decision Maybe you’ve answered this question for yourself or you’ll need to answer this question for your family. Should you own term life or whole life insurance? I thought about this subject again…

Should I renew my term life insurance policy?

Posted on June 9, 2020 by Mark | 31 Comments

Should I renew my term life insurance policy? This is one question I need to answer rather soon – should I renew my term life insurance policy? Maybe you’ve answered this question for yourself or you’ll need to answer this…

What you need to know about life insurance in 2018, otherwise it might cost you

Posted on February 21, 2018 by Mark | 7 Comments

What you need to know about life insurance in 2018, otherwise it might cost you How much life insurance should you own? How much life insurance protection do you need if you have children? With the legalization of cannabis coming…

What is no medical life insurance and should you buy it?

Posted on January 24, 2017 by Mark | 0 Comments

What is no medical life insurance and should you buy it? A quick Google search for “no medical life insurance” will show over 33 million online results but few articles actually break down in plain language (what it is; what…

How to get the best term life insurance

Posted on January 13, 2017 by Mark | 2 Comments

For years some financial experts have suggested the most cost effective way to protect your family is through buying term life insurance – and investing the difference. Previous articles on my site have debated this but for us – term…

What’s part of your workplace insurance benefits?

Posted on December 11, 2016 by Mark | 7 Comments

What’s part of your workplace insurance benefits? Because you never know when the day before is … the day before. Live for today, plan for tomorrow. That includes knowing your workplace insurance benefits so you can use them if you…

Life insurance that rewards you for healthy living

Posted on October 23, 2016 by Mark | 8 Comments

A novel concept but it shouldn’t be – a life insurance program that actually rewards you for healthy living. I didn’t know much about this new Manulife initiative until I saw the recent media blitz so I reached out to…

Should you cash in that childhood life insurance policy?

Posted on July 20, 2015 by Mark | 7 Comments

I’ve been debating this very question for a few years myself. Should you cash in that childhood life insurance policy or keep it? There are certainly pros and cons. First, let’s revisit why you might have purchased this policy in…

My savings guide to home and auto insurance

Posted on May 31, 2015 by Mark | 13 Comments

Let’s face it, homes are expensive, even the ones that are mortgage free. You have property taxes, maintenance and improvement costs, operational costs such as heat, hydro and more. For us, we also have some mortgage debt. Add it all…