- My Own Advisor

The benefits of Variable Percentage Withdrawals (VPW)

Posted on May 28, 2018 by Mark | 90 Comments

The benefits of Variable Percentage Withdrawals (VPW) As folks start entering retirement (or even start thinking about retirement), I suspect the following questions come to mind… How much is enough to fund my retirement? When should I start drawing down…

Weekend Reading – Best robo advisors, how to spend money, U.S. taxes and more #moneystuff

Posted on May 25, 2018 by Mark | 29 Comments

Weekend Reading – Best robo advisors, how to spend money, U.S. taxes and more #moneystuff Welcome to my latest Weekend Reading edition – where I share some of my favourite articles from the week that was across the personal finance…

How we spent our tax refund this year – 2018

Posted on May 23, 2018 by Mark | 26 Comments

How we spent our tax refund this year – 2018 Some time ago I offered up a simple question for readers to consider: What would you do with $1,000? In that article I shared what I’d do with that tidy sum…

The case for keeping stocks, period.

Posted on May 21, 2018 by Mark | 81 Comments

The case for keeping stocks, period. In general, the longer your time horizon, the more stocks you should hold in your portfolio. Historically speaking, stocks have offered the highest returns of any major asset class over decades of investing. This…

Weekend Reading – Monopoly, wealthing, million dollar homes, and more #moneystuff

Posted on May 19, 2018 by Mark | 9 Comments

Weekend Reading – Monopoly, wealthing, million dollar homes, and more #moneystuff Welcome to my latest Weekend Reading edition – where I share some of my favourite articles from the week that was across the personal finance and investing blogosphere. These…

Why budgets work (and don’t)

Posted on May 17, 2018 by Mark | 36 Comments

Why budgets work (and don’t) Some financial experts will argue budgets don’t work because you can’t possibly predict the future. You can’t possibly set aside an accurate amount of money for various expenses that may or may not happen. You…

Benefits of The 6-Pack Portfolio

Posted on May 14, 2018 by Mark | 49 Comments

Benefits of The 6-Pack Portfolio Long-time fans of this site will know I love investing using a basket of dividend paying stocks for many reasons. I mean, who doesn’t like rising income over time? In recent weeks I earned a…

Weekend Reading – LIRAs, more giveaways, Buffett on bitcoin, houses as consumer goods and more #moneystuff

Posted on May 11, 2018 by Mark | 11 Comments

Weekend Reading – LIRAs, more giveaways, Buffett on bitcoin, houses as consumer goods and more #moneystuff Welcome to my latest Weekend Reading edition – where I share some of my favourite articles from the week that was across the personal…

April 2018 Dividend Income Update

Posted on May 9, 2018 by Mark | 100 Comments

April 2018 Dividend Income Update Welcome to my latest dividend income update. For those of you new to these posts on my site, every month I discuss our approach to investing focusing on Canadian dividend paying stocks. We believe buying…

What is a Locked-In Retirement Account (LIRA)? Here is my update

Posted on May 7, 2018 by Mark | 38 Comments

What is a Locked-In Retirement Account (LIRA)? Here is my update Some time ago (actually a long time ago…) I wrote about my LIRA (my Locked-In Retirement Account (LIRA)). This post will recap this type of investment account and highlight…