RRSP withdrawal strategies before age 71

RRSP withdrawal strategies before age 71 Some time ago I wrote about generating retirement income.  We’re doing some income planning now because we feel the process of planning (and re-planning) is important for our financial well-being. This income planning process…
Low-fee and personalized ETF Portfolios

Low-free and personalized ETF Portfolios Investing is simple but it can be very hard at times. For one, all investors are constantly encouraged to take the long-term view.  Focusing on what might happen 10, 20, or 30 years from now…
Saving money on any income

Saving money on any income I get these emails in my inbox every now and then… I like your site but you write about saving and investing habits most Canadians don’t have.  Besides, not everyone makes enough money to save,…
Three ways to make your money last

Three ways to make your money last Bond yields are crappy. Future equity returns are forecasted to be lower than the past – maybe 3% or 4% real return. We’re collectively living longer on average (that’s good). When it comes…
2017 Financial Goals – May Update

2017 Financial Goals In previous updates I told you my wife and I focus on some financial goals…so we have a hope of realizing them.  This blog is an enabler for that. Our 2017 money goals are rather simple but…
April 2017 Dividend Income Update

Dividend Income Welcome to my latest dividend income update.  For those of you new to these posts on my site, every month I discuss my approach to investing using Canadian dividend paying stocks and Exchange Traded Funds (ETFs), and how…
Ways to save money on hydro 

Ways to save money on hydro Something cool that HydroOne is now sending customers is a:  Your Home Energy Dashboard. This dashboard is a brief comparison report and trend about your hydro usage.  It compares your electricity use with your…