- My Own Advisor

My personal finance a-ha moments

Posted on November 30, 2014 by Mark | 32 Comments

I spend a lot of time using My Own Advisor to share what’s working with our financial plan and how incremental money management changes are moving us towards financial independence. I’ve also shared some money management mistakes on this site. …

Weekend Reading – Indexing is too big, stock buys, giveaways and more

Posted on November 27, 2014 by Mark | 30 Comments

Welcome to my latest Weekend Reading edition. I found some great articles this week from the blogosphere but before you read that list make sure you check out my recent articles. 🙂 Read here about my own case study, realizing…

Stop worrying, make your portfolio safer, and choose better investments

Posted on November 25, 2014 by Mark | 7 Comments

Richard is a fan of My Own Advisor and a passionate index-investor. The media makes it sound so easy: “Don’t sell when the market is down.” “Stick to your plan.” Right. But when we keep hearing these messages how is…

Using Capital Losses to offset Capital Gains – My Case Study

Posted on November 23, 2014 by Mark | 22 Comments

Using Capital Losses to offset Capital Gains Some investors planning for retirement using exclusively registered accounts such as RRSPs and TFSAs, and/or contributing to a generous workplace pension plan (if they are lucky enough to have one) may not need to…

Weekend Reading – Hacking gift cards, cutting fees, brain foods and more

Posted on November 20, 2014 by Mark | 15 Comments

It was a busy week on My Own Advisor! In case you missed it: This was the latest dividend income update on our journey to retirement. I shared this financial freedom story from Phil, a reader of this site who…

Mortgage Tips for Homeowners of All Ages

Posted on November 19, 2014 by Mark | 26 Comments

If you’ve applied for a mortgage or renewed your mortgage you already know these processes can be stressful, time consuming, daunting and fraught with lots of questions. No doubt questions like: “Did I think of everything?”, “Am I getting the…

Smart Saving and Investing Advice: My Story

Posted on November 17, 2014 by Mark | 24 Comments

Smart Saving and Investing Advice: My Story The following is a guest post from a passionate reader of this site, Phil. Read on about Phil’s saving and investing story to financial independence. Who am I? Just a guy that met…

October 2014 Dividend Income Update

Posted on November 16, 2014 by Mark | 41 Comments

Canadians have been urged to save more for retirement. There are some good reasons for that. On average we’re living longer and that longevity risk has the potential to derail our financial plans. There are also other risks that need…

Weekend Reading – Financial literacy, holiday budgets, debt and more

Posted on November 13, 2014 by Mark | 12 Comments

Hello friends…in support of Financial Literacy Month #FLM2014 I thought I’d link to this article about name changes needed to some financial accounts. As a fan of Daryl Diamond and his expertise and perspectives on retirement, I wrote about the…

Retirement Perspectives

Posted on November 11, 2014 by Mark | 40 Comments

I’m not near “retirement age” yet but I think about it often. I suppose for individuals in their 50s and 60s, they are forced to think about retirement and how to fund it more often than they care to admit. …