The best budgeting rule of thumb

Everyone is different.  Personal finance is personal.  There is however some general rules of thumb that work well when it comes to creating some good savings habits and maintaining a good budget.  Let’s take a tour of those and I’ll…
We Can’t Afford It Remains Taboo

I had a conversation with friends on vacation earlier this year and the subject of money was raised a few times.  One interesting money subject we discussed was where and how we spend our money.  I’m of the opinion that…
10 Saving and Investing Truths

To quote the late Dr. W. Edwards Deming, a world famous author and quality management guru: “If you can’t describe what you are doing as a process, you don’t know what you are doing.” In my work, Dr. Deming’s wisdom…