Saving money on any income

Saving money on any income I get these emails in my inbox every now and then… I like your site but you write about saving and investing habits most Canadians don’t have.  Besides, not everyone makes enough money to save,…
Ways to save money on hydro 

Ways to save money on hydro Something cool that HydroOne is now sending customers is a:  Your Home Energy Dashboard. This dashboard is a brief comparison report and trend about your hydro usage.  It compares your electricity use with your…
The best budgeting rule of thumb

The best budgeting rule of thumb Everyone is different.  Personal finance is personal.  There is however some general rules of thumb that work well when it comes to creating some good savings habits and maintaining a good budget.  Let’s take…
We Can’t Afford It Remains Taboo

I had a conversation with friends on vacation earlier this year and the subject of money was raised a few times.  One interesting money subject we discussed was where and how we spend our money.  I’m of the opinion that…
10 Saving and Investing Truths

To quote the late Dr. W. Edwards Deming, a world famous author and quality management guru: “If you can’t describe what you are doing as a process, you don’t know what you are doing.” In my work, Dr. Deming’s wisdom…