How I used to sabotage my portfolio

I spend a lot of time on My Own Advisor sharing what’s working in my financial plan and how incremental money management changes are moving us towards financial freedom every month. As part of our plan we make monthly savings automatic, we…
We Can’t Afford It Remains Taboo

I had a conversation with friends on vacation earlier this year and the subject of money was raised a few times.  One interesting money subject we discussed was where and how we spend our money.  I’m of the opinion that…
Seven Smart Investing Principles for Everyone

Last fall, I obtained a copy of this document from PWL Capital entitled Seven Principles of Smart Investing.  After reading this through this white paper I reflected upon how we’re applying these principles. 1. Ignore ‘hot’ investment tips We do. …
ADKAR – A Model for Financial Change Too

I’ve read something to the effect of the following when it comes to change: Change initiatives wouldn’t be so hard if we didn’t have people involved… How true. The ADKAR model is a popular change management framework because the concepts…