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Are financial fears any different around the world?

Peel away the skin and we’re identical underneath, no matter if we live in the United States, Canada or across the world in the Middle East.  I suspect our investing behaviours and fears are not much different either. I would hypothesize individuals across world regions have the same emotional attachments to money and investing, although some external forces such as culture and religion may cause more tension and thus be larger factors.  Unfortunately, those comparative studies are elusive, at least to me they are. To provide more insight ...

What Should You Do With Your Old Cell Phone?

Have you recently upgraded your cell phone? Do you ever question what to do with the old one? Since new cell phone models are coming out about every 6 months, previous models seem to be getting outdated – and fast.   I suppose the same is true for most tech toys nowadays. Let’s use televisions as another example.  Do you remember when your parents purchased a new TV back in the day?  How long did they keep that TV before a newer model was purchased?  If I had to guess, I would say they held onto that TV for at least 10 years and it really ...

Six things you should never do when you have a credit card

Credit cards can be hugely useful, allowing you to make large purchases more affordable by spreading out the cost. You can even get cash back and rewards with some credit cards, making them a great option for people wanting to get the most for their money. If you want to enjoy all the benefits credit cards can offer and get the most from this way of spending, you need to know how to use your credit card properly. Even more importantly, you need to know what to avoid. The following are the six things you should never do when you have a credit card: 1. ...

Acquire The Best Mortgage Plan To Become Financially Independent

In life many of us work hard to become financially independent no matter how hard the road is to travel.  One of the most important steps to achieving the goal of independence is to limit the expenses you can control.  Most people assume this means cutting down on little things such as the daily coffee or eating lunch out, but true financial control requires putting a lid on more than just the daily expenses.  You also want to lower the cost of big ticket items that provide you with assets, while at the same time accumulate debts. The most important ...

Five ways to maximize your home’s value

If you’re trying to sell your house, you may have noticed it’s a pretty competitive field out there in today’s uncertain market. OK, Canada hasn’t been affected anything like as much as the States or Europe, but people are nervy about a Chinese hard-landing causing even further softening of commodity demand and, therefore, prices – so everyone’s a little edgy about the economy and, ergo, house prices. This is particularly so if you live in a place where a lot of the houses are the same or at least similar. You really have to go the extra ...

Cross Border Shopping – Did you forget something?

Last year, due to some changes to duty free limits more and more Canadians are border hopping for deals on everything from clothes to groceries to gas.  So, whether the reason is Black Friday or any seasonal deals, you like many Canadians may decide to head south for a quick trip to Buffalo or Washington state. Making sure you’re prepared, you put together a list: Your passport Some U.S. cash Maybe just enough gas in the car to make it to the first gas station across the border Did you forget anything? If you’re like many Canadians, you ...

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