Asset allocation in retirement

If you think you’re confused about how best to de-accumulate assets to cover retirement expenses, you’re not alone.  I’ve read countless articles about how to preserve capital while creating some sort of income stream to cover expenses in the golden…
The greatest retirement asset you’ll ever have

“The proper way to think about life insurance (and disability insurance, critical illness insurance, and even unemployment insurance) is a hedge for your human capital. – Moshe Milevsky, Associate Professor, Schulich School of Business, York University and respected financial author…

Inspired by the recent “RRSP season” this post is about some Exchange Traded Funds (ETFs) and Canadian dividend paying stocks that might not win any sprints but will win the marathon that is long-term investing.  Why do I think that? …
Three Steps to Plan Your Portfolio

Three steps to plan your portfolio “Investing is simple, but not easy.” – Warren Buffett All too often, because we’re all human and flawed creatures, we take the simple and make it unnecessarily complicated all too quickly.   For today’s…