I’m now saving and investing my way to a million dollar portfolio…but it wasn’t always that way.
I started investing when I was in my early 20s after reading David Chilton’s The Wealthy Barber. I started my investing journey, albeit blindly all those years ago by putting my hard-earned money into big-bank mutual funds and paying high management expense fees in the process. Little did I know how much these fees would kill my portfolio returns over the years. Over the years, I’ve read books and learned to pay close attention to where, how and when to invest my hard-earned dollars. I’ve also learned to be wary of the financial industry. Why? The way I see it, nobody cares more about my money than I do. You should feel the same about your hard-earned dollars.
My name is Mark Seed and My Own Advisor is my personal finance and investing blog dedicated to chronicling my journey to financial independence. Personal finance and investing is a growing passion of mine and I will be using this site to post my thoughts, opinions and journey to financial freedom being my own amateur financial advisor.
Our plan is to grow our investment portfolio to over $1 million to fund an early retirement. We figure the following is “enough” to fund our early retirement dreams:
- Own a $1 million portfolio by age 50.
- Draw on workplace pensions after age 55.
- Own a paid off home.
- Stay away from debt (and stay out of debt once the mortgage is done).
- Government benefits could be “icing on the cake” as we get older.
We’re well on our way.
Join me in the journey. I share saving, investing, travel, tax, insurance tips and much more here.
Save, invest and prosper by following my site.
I welcome all feedback on this site and I will do my best to answer any general questions you have.
Drop me a line!